Payments

📄 Payment Processing & Monetization

All payments on Pyram are processed securely through Stripe, a globally recognized and PCI-compliant payment gateway. By using the platform, users and content creators agree to Stripe's Terms of Service and acknowledge that Pyram does not directly store or process any credit card or banking information. Stripe is utilized to ensure secure, encrypted transactions, global currency compatibility, and to bypass third-party app store commission structures (such as Google Play and Apple's 30% fees), in full accordance with our commitment to user privacy and platform sustainability. Monetization payouts may be executed manually or automatically depending on user location, compliance requirements, and applicable payout methods. Users are responsible for providing accurate payment information and complying with any local financial regulations or tax obligations.

💳 Why We Use Stripe for Payments

Pyram uses Stripe as our global payment partner because it allows us to deliver a system that's secure, fast, private, and fair — both for content creators and supporters.

🔐 Why Stripe?

• Privacy-First: Stripe lets us process payments without exposing user data to third-party app stores like Google or Apple.
• No 30% Platform Fee: Using Stripe means we avoid the 30% “app tax” taken by Play Store and App Store, so you keep more of your money.
• Global Support: Stripe handles over 135 currencies and operates in more than 45 countries, so we can pay creators almost anywhere.
• Secure & Compliant: Every transaction through Stripe is encrypted, PCI-compliant, and legally protected under global standards.
• Custom Payouts: Stripe lets us offer manual or automated payouts, ensuring flexibility and control for both creators and the platform.

✅ Bottom Line:

Stripe helps us maintain Pyram's core promise:

💥 Maximum earnings, 🔒 maximum privacy, and 🌍 global access — without compromise.

🔒 Why Pyram Doesn't Use Play Store or App Store Payments

We've chosen to bypass in-app payment systems like Google Play and Apple App Store for a few critical reasons:

❌ 1. Avoiding the 30% Platform Tax

Big tech platforms automatically take 30% of every payment processed through their stores.

This would:

• Force us to raise prices on your content
• Cut your earnings dramatically
• Add unnecessary restrictions on what you can sell

🔒 2. Protecting Your Privacy

Using Play Store billing means:

• Users must go through Google or Apple KYC
• Activity may be linked to their Apple ID or Google account
• There is no anonymity — defeating Pyram's core values

Instead, our external Stripe-based payment system lets us:

• Completely protect user identities
• Avoid unnecessary data collection
• Stay in line with our strict privacy policy

💸 3. Direct Payouts to You — More Freedom, More Control

With our current system:

• You keep almost 100% of what you earn (minus minimal payment processor fees)
• You can receive payments globally, directly to your account
• No app store interference or restrictions on your content

✅ Summary

By handling payments outside the Play Store:

• We protect your privacy
• We protect your profits
• We stay compliant while preserving freedom and anonymity

HOW DO I RECEIVE MY EARNINGS ?

🧾 Pyram Payout Information Form

Users are required to fill out the required fields accurately to receive your payments. Incorrect details may result in delays or failed transfers.

🔹 Full Name (as on bank account):

🔹 Country of Residence:

🔹 Bank Name:

🔹 Bank Account Number / IBAN:

🔹 SWIFT/BIC Code (if applicable):

🔹 Local Routing Code:

(Only if required in your country)

• UK: Sort Code (6 digits)
• USA: Routing Number (9 digits)
• Australia: BSB Code
• India: IFSC Code

🔹 Bank Branch Name (optional):

🔹 Account Type:

• Checking
• Savings
• Other

🔹 Government ID Number

(if required in your country)

(e.g. CPF in Brazil, National ID in Colombia)

🔹 Payout Currency Preferred:

🔹 Full Address (only for SWIFT payments):

Street:

City:

Postal Code:

Country:

✅ Note: All payouts are processed manually & completed at the end of every month. Please allow 3-5 business days for transfers to complete after your balance is approved.

📜 Legal Notice — Payments & Payouts

By using Pyram and participating in any monetization features, users acknowledge and agree to the following: